Next Wallet Next Card

A single Next Card account is equivalent to having multiple accounts AND multiple cards in different currencies, all in one.
This offers several advantages to clients:

• Separate card wallets with individual balances in EUR, USD, CHF, GBP and PLN (additional ones are planned). All wallets are available and ready
  without additional actions required.
• Two full accounts in EUR and GBP to send and receive transfers with a personal IBAN
• IBANs in all currencies: cardholders will be able to receive and make bank transfers to and from all their Next Card accounts, directly in the desired currency
• No fixed or hidden fees, Next Card holder will not be charged fixed taxes or fees in additional to those clearly shown.
• A single card is equivalent to having several cards in your wallet: purchases and ATM withdrawals made in any of the available currencies will be
  deducted automatically from the corresponding card wallet: no exchange fees and zero intervention needed from the cardholder. Convenience and
  savings in one package.

Next Card wallets offer instantaneous, online currency exchange between all the available card wallets:

• Amounts can be changed online and in real time, funds in the desired currency are available right away.*
• Only the cardholder decides how much to exchange and when, comfortably from his/her mobile device or PC.
• No fixed fees are charged, exchange rates are based on then current interbank exchange rates. The savings compared to rates offered by Financial Institutions and
  traditional exchange offices are directly passed along to the client.

* limits apply: see our online agreement for details.